As financial educators, we understand that navigating the complexities of credit can be daunting. We’re here to provide clarity and actionable insights, to help you maximize the power of credit utilization in order to optimize your credit score. With credit utilization making up 30% of
To many people, the word “credit” can be haunting. As a financial institution, Legacy wants to be a valuable resource and help make our members and non-members aware of the facts and fiction of credit. We will give you actionable ways to help build your
How to Identify Skimming Devices on ATM’s, Gas Pumps, and more! Skimming devices have recently been reported in and around the Birmingham Area. Below are a few examples of how you can identify these type of devices and a few ways to protect your card information
Creating a family through adoption is one of the most exciting times of your life. It can also be the most stressful time…mounds of paperwork, nervous home visits ….and waiting. Oh the waiting! Affording adoption can also place stress on the family. Adoption fees vary
A New Level of Security – Visa Purchase Alerts Legacy has introduced a new level of security on Visa credit and/or debit cards: Visa Purchase Alerts. Visa Purchase Alerts is a free service that helps cardholders quickly identify suspicious purchase on their accounts. Legacy members can enroll and
Legacy wants you and your family to have a happy holiday season, but with holiday shopping there can be an increased potential for fraud, especially when you use a debit or credit card. While we take every precaution to make sure that your card transactions
Recently you may have heard media reports about the October 1 implementation of new EMV Chip Card technology. Chip Cards are payment cards with embedded chips, offering advanced security when used to pay in store, or to access funds at an ATM. Chip cards are
