PRIVACY NOTICE
What Does Legacy Community Federal Credit Union Do With Your Personal Information
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Credit history and credit scores
- Income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Legacy Community Federal Credit Union chooses to share; and whether you can limit this sharing.
How Legacy Community Federal Credit Union Shares Your Personal Information
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does Legacy Community Federal Credit Union Share? Yes
Can you limit this sharing? No
For our marketing purposes: To offer our products and services to you.
Does Legacy Community Federal Credit Union Share? Yes
Can you limit this sharing? No
For joint marketing with other financial companies.
Does Legacy Community Federal Credit Union Share? Yes
Can you limit this sharing? No
For our affiliates’ everyday business purposes. Information about your transactions and experiences.
Does Legacy Community Federal Credit Union Share? No
Can you limit this sharing? We don’t share
For our affiliates’ everyday business purposes: Information about your creditworthiness.
Does Legacy Community Federal Credit Union Share? No
Can you limit this sharing? We don’t share
For non-affiliates to market to you.
Does Legacy Community Federal Credit Union Share? No
Can you limit this sharing? We don’t share
What We Do
How does Legacy Community Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Legacy Community Federal Credit Union collect my personal information?
We collect your personal information, for example, when you: Open an account or deposit money, pay your bills or use your credit or debit card, and apply for financing. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes – information about your creditworthiness, affiliates from using your information to market to you, sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. We share information with our affiliates for the benefit of our members to provide Trust Services, Lending Services, and Investment Services.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. We share information with non-affiliates for the benefit of our members to provide Shared Service Centers and Card Services.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. We enter into joint marketing agreements to provide our members Insurance Services, Auto Broker Services, and Business Services.
Contact Us
To limit our sharing or if you have questions:
Call 205.930.5000