.avif)
You can open a checking account as young as 13 with a joint owner if under 18. The joint owner does not need to be a Legacy member.
Yes. Both Engage and Everyday Checking include free online and mobile banking for account management anytime.
With every direct deposit, your funds may be available up to two days earlier. Availability depends on when the payer submits the payment file.
To earn dividends and waive the monthly fee, you must: Log in to Digital Banking at least once per month, receive at least $500 in payroll or direct deposits each month, and make at least 20 debit card transactions each month.
You can "freeze" your card in the Legacy Card Control App until found. To report and replace a lost or stolen card, call 1-800-847-2911.
Legacy Credit Union offers opt-in overdraft protection for all checking accounts. If your account balance is too low, funds are automatically transferred from your Share Account to cover transactions. A $3 fee per transfer applies.
You can order checks online or through our Contact Center.
Yes. Membership is required. If you live, work, worship, or attend school in our service area (Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Bibb, Coosa, Cullman, or Talladega counties), you're eligible.
